Interactive Sizing & Payback Engine

Eliminate High Winter Heating Bills in Minnesota & Midwest

Calculate how much you save by replacing expensive heating oil, propane, or resistance baseboards with cold climate inverter heat pumps operating down to -15°F.

$1,450+

Avg. Annual Home Savings

30% / $2,000

Federal Tax Credit (25C)

Heat Pump Savings Calculator

Live Engine

Current Heating Fuel

Home Living Area 1,800 sq ft

Recommended Capacity: 36,000 BTU (3.0 Tons)

Current Cost / Year: $3,744

Inverter Heat Pump Cost: $1,656

Net Annual Savings: $2,088 / yr

Browse Matching Equipment Kits

Top Cold Climate Inverter Heat Pump Kits

Direct-to-consumer mini-split systems from HeatAndCool.com. Pre-charged, high SEER2 performance, and engineered for sub-zero climates.

* Prices and stock updated directly from HeatAndCool. Outbound links automatically support our platform via Rakuten LinkSynergy.

Single Zone (500-800 sq ft) 22.5 SEER2

Olympus Hyper Heat 12,000 BTU Kit

High-efficiency single-zone system for garages, additions, or primary living areas. Provides 100% heat output down to -13°F.

$1,389 In Stock & Ready to Ship

Order Direct at HeatAndCool ↗

Daikin Aurora 24,000 BTU Multi-Zone

Premium dual-zone heat pump system engineered for full floors or open-concept living spaces with severe winter heating demands.

$2,749 $2,000 Tax Credit Eligible

Buy Online at HeatAndCool ↗

Whole Home (1,800+ sq ft) 20.5 SEER2

Gree Ultra Heat 36,000 BTU 4-Zone

Complete home electrification system. Eliminates reliance on oil or gas boilers with 4 independent climate zones.

$3,995 Free Freight Shipping

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Zero Electricity Bill

Pair Your Electric Heat Pump With Rooftop Solar

Compare competitive solar quotes on EnergySage to power your electric heating system with zero-emissions solar power.

Calculate Solar Savings ↗